COMPLIMENTARY DEBT ADVICE.Welcome to at least one for the UK’s leading debt that is free providers.

COMPLIMENTARY DEBT ADVICE.Welcome to at least one for the UK’s leading debt that is free providers

Get help over the telephone or online 24/7, whichever works most effective for you

Visit our hub for the latest information on the monetary assistance & help available, or get financial obligation assistance online


Among the UK’s leading free financial obligation advice providers, we provide trusted, specialist help & advice to anyone experiencing numerous debts. Since 1992, we’ve aided over 1 million people take close control of their funds.

We offer:

  • FREEDebt Management Plans
  • IVAs – write off as much as 80per cent of one’s financial obligation
  • Trust Deeds for Scottish customers
  • Bankruptcy advice
  • Debt Solutions

    To get the options out open to you, call certainly one of our friendly advisers on 0800 280 2816 for the private, reassuring talk or complete our online kind.

    Financial Obligation Information

    We are able to assistance with suggestions about bailiffs, legal action, advantages and much more. You’ll find all the information and knowledge you may need by going to our online advice area or live chat us now.


    Fill out our easy, 3-step kind getting instant debt information.


    We’re going to give you a debt solution that is personalised.


    Thanks; you have plumped for to obtain financial obligation assistance online. Please enter your details below to help you access our protected financial obligation solution device; PlanFinder, regarding the screen that is next.

    Financial obligation Guidance Provider of the season

    CCS Prizes 2019

    Personal Debt Solution Provider of the season

    TRI Awards 2019


    Get immediate advice on our most frequently expected concerns with all the current contact information & additional help you’ll require.


    In the event that you’ve got bailiffs at your door, are you aware your liberties? Uncover what they could – and can’t do, right right here.

    Default Notice

    A standard notice may seem frightening but don’t panic. Get suggestions about working with creditors now.

    Repossession & Eviction

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    In the event your house are at danger, it is important to do something fast. Follow these steps to learn how exactly to keep it safe.

    Lease Arrears

    Study our step-by-step guide to coping with your landlord and just how to prioritise your lease re payments.

    Just How are PayPlan Funded?

    We get contributions through the credit industry. Our financial obligation advice and financial obligation management plans are 100% free.

    Over 70,000 individuals utilized our debt that is digital solution in 2019

    In 2019, we aided 112,276 individuals who found us for financial obligation advice

    Our advice is 100% free, regulated and impartial by the FCA

    A year ago, we distributed ВЈ180 million to creditors on behalf of our customers

    Meet up with the united team whom make it work well

    Meet with the united team who make it work

    It’s our individuals who make us whom we are – and we’re proud to express that a number of our team have already been with us right from the start that is very.

    If 2020 has taught us such a thing, it is that we’re actually great at adjusting just how we work. We found brand new how to assist the growing amount of people who require it – come and say hi on Live talk, WhatsApp and movie talk!

    View our video to discover exactly just what assisting other people means to us. Whether you want a virtual hug, a shoulder-squeeze or some straight-talking advice, we’re readily available to provide help that goes beyond simply financial obligation solutions.


    How exactly to beat Blue in 5 steps monday

    What exactly is Blue Monday?Blue Monday is reported to be the absolute most day that is depressing of 12 months. But, spoiler alert, it really is absolutely absolutely nothing significantly more than a…

    How to proceed if you’re struggling to cover your lease

    With unemployment levels likely to reach a staggering 2.6 million by the center of 2021, the unfortunate the reality is that many people throughout the UK…

    Preventing The Brand New Year Debt Hangover

    Jane Clack, Money guidance Consultant at PayPlan, shares her best recommendations and tricks that will help you steer clear of the dreaded New debt that is year… It’s safe…

    PR RELEASE: 82% feel economically insecure going into 2021

    Our present client study shows the shocking truth of how individuals have coped in 2020, and just how they feel going into xmas together with New…

    Winter Financial Well-being

    If this year has taught us such a thing, it is to policy for the unforeseen. At PayPlan, we’ve come up with our top tips for taking care of your…

    PayPlan group raises £1,500 for Broxtowe Women’s venture

    The group at PayPlan have already been busy increasing cash for East-Midlands domestic punishment charity Broxtowe Women’s Project (BWP).BWP offers help for people straight and indirectly…

    Debt Solutions

  • Debt Management Plan (DMP)
  • IVA (Individual Voluntary Arrangement)
  • Self-Employed IVA
  • Bankruptcy
  • Financial Obligation Settlements
  • Debt Consolidation Reduction Loans
  • Management Instructions
  • DIY Debt Plan
  • PayPlan Scotland

  • Trust Deeds
  • DAS (Debt Arrangement Scheme)
  • Sequestration
  • Financial Obligation Information

  • Credit rating and debts
  • Working with Bailiffs
  • Financial obligation glossary
  • Home Repossession Guidance
  • Cash advance financial obligation assistance
  • Standard notices
  • More Reading

  • Accessibility
  • Legal/Complaints/ Privacy Policies
  • Debt Concerns
  • Media Centre
  • PayPlan is just a trading title of Totemic Limited. Totemic Limited is really a restricted company registered in England, Company quantity: 2789854. Registered Office: Kempton Home, Dysart Path, PO Box 9562, Grantham, NG31 0EA. Totemic Limited is regulated and authorised by the Financial Conduct Authority. Financial Conduct Authority Number: 681263. Totemic, the Totemic logo, PayPlan plus the PayPlan Logo are all trademarks of Totemic Limited.

    Totemic Limited relates clients to PayPlan Partnership and PayPlan Bespoke Solutions for Individual Voluntary Arrangements:

    PayPlan Partnership Limited is a restricted business registered in England, enroll No: 7199691 Registered workplaces: Kempton home, Dysart Road, PO Box 9562, Grantham, Lincolnshire, NG31 0EA. Licensed Insolvency Practitioners: NT Payne ACA FCCA MIPA MABRP Licensed by Insolvency Practitioners Association (UK). A P Smith MAAT MIPA MABRP Licensed by Insolvency Practitioners Association (UK). PayPlan in addition to PayPlan logo design are trademarks of Totemic Limited.

    PayPlan Bespoke possibilities Limited is a company that is limited in England, enroll No: 7079646 Registered workplaces: Kempton home, Dysart path, PO Box 9562, Grantham, Lincolnshire, NG31 0EA. Licensed Insolvency Practitioner: NT Payne ACA FCCA MIPA MABRP Licensed by Insolvency Practitioners Association (UK).