Analysis, reports and submissions. Inquiry into Australia’s General Insurance Industry.

Analysis, reports and submissions. Inquiry into Australia’s General Insurance Industry

Study Good Shepherd Microfinance’s distribution towards the Senate’s Inquiry into Australia’s General Insurance business.

Our distribution covers: – Good Shepherd Microfinance’s Good Insurance system – Education and advocacy for individuals on low incomes – Challenges and solutions for the ‘barriers to entry’ for insurance coverage to individuals on low incomes – Future possibilities to expand the Good Insurance Program

Money Ready Toolkit

In collaboration utilizing the Queensland Government, Good Shepherd Microfinance produced the money toolkit that is ready help individuals prepare, react and cure the economic effect of normal catastrophes. It’s a resource that is valuable Queenslanders and anyone staying in catastrophe prone areas.

The Toolkit provides information and tools on planning, responding and dealing with normal and disasters that are human-made.

Simply take Charge: credit scoring and millennials

This report investigates the information and attitudes of millennials towards credit.

As Australia’s credit reporting framework changes, we look at the future implications online payday UT of those modifications for millennials, policy manufacturers and industry.

Our findings expose valuable insights from more youthful Australians towards their credit rating, as well as on handling expenses generally speaking.

Collective actions, leading modification

The launch report of this Financial Inclusion Action Arrange (FIAP) system, ‘Collective actions, leading change’, describes the thinking, design and expected effect regarding the program. In addition includes the commitments created by the very first twelve organisations to take part in this program.

Pathways to Resilience: the Financial Inclusion Continuum and financial flexibility

In Australia, around 3.1 million individuals (16.9percent of grownups) lack usage of safe, appropriate and affordable products that are financial services such as for example bank records, credit and insurance coverage 1.

The inclusion that is financial provides Good Shepherd Microfinance utilizing the framework to think about and guide a knowledge of y our customers together with forms of help they may need certainly to be economically included.

Breakdown of revenue commissions

Good Shepherd Microfinance, customer Action Law Centre and Financial Rights Legal Centre are making a submission that is joint reaction to the Australian Bankers’ Association’s regards to Reference paper ‘Independent report on income commissions and product based re re payments’.

The submission talks about: – exactly exactly How commission and product based re re re payment systems affect lending and sales methods – The negative nature of sales-staff behavior as consequence of income commissions and product based re payments – Ethical banking training – instance studies drawn from Consumer’s Federation of Australia, outlining the ongoing issues that customers knowledge about Consumer Credit Insurance – Customer-focused banking training as being a focus of economic addition

Everyone Requires a Savings Buffer

Good Shepherd Microfinance presented an answer to Financial Counselling Australia’s every person Needs a Savings Buffer assessment paper.

Analysis demonstrates that having a cost savings buffer is a vital necessity for the capacity to deal with monetary shocks and develop economic resilience.

Our reaction addresses questions that are several call at the assessment paper, browse the report right right right here:

Pathways to resilience: The effect of economic conversations regarding the capability that is financial of applicants

Read our ‘Pathways to Resilience’ research report which centers on the effect that economic conversations – a core element of our NILS Program made available from Good Shepherd Microfinance and system lovers – is wearing building capability that is financial our consumers.

Topics typically talked about into the conversations between consumers consist of: cost management, avoiding bank charges, handling bills additionally the high price of fringe financing. The conversations are created to offer a mixture of support, information, and reinforcement that is positive people that are trying for help.

Working together for better housing and communities that are sustainable

Study Good Shepherd Microfinance’s distribution from the Queensland Government’s ‘performing together for better housing and sustainable communities’ conversation paper.

Our distribution features lots of possibilities to allow visitors to determine and realise social and financial health, including: – Leveraging current companies and positioning between monetary and housing services – using action on personal leasing sustainment – following through on house ownership – Financial Inclusion Action Plans – Mitigating the impacts associated with increasing price of power – Improving usage of and flexibility of mortgage loan items

Victorian Gender Equality Strategy Consultation Paper

Study Good Shepherd Microfinance’s submission in the Gender Equality Strategy Consultation that is victorian Paper. Our distribution features the work our company is doing to boost sex equality in Victoria, and makes lots of tips about advancing sex equality.

The submission discusses: – secure and affordable economic choices for females – Micro-enterprise development for females business owners – Raising knowing of monetary punishment – Financial Inclusion Action Plans – Encouraging sex equality in the foreseeable future of superannuation – Transitions to house ownership – Good Shepherd Microfinance’s Good Insurance Program

Australian Government’s Low-cost Housing Performing Group

Good Shepherd Microfinance produced submission to your Government’s Affordable Housing Working that is australian Group. Our distribution recognises the number of viable housing initiatives designed for consideration and shows the fundamental part of great Shepherd Microfinance in supplying trusted, client-focused, community-led help for individuals on low incomes. Read here for lots more: